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Thursday, May 14, 2026

If you have teenagers, you’re likely very in touch with the adage, “One day you’re changing diapers, and the next you’re sending them off to college.” One of the results of that compressed passage of time is the bracing reality that...

Wednesday, April 8, 2026

The Oxford Dictionary defines diversity as being diverse or having variety. Diversity is greater than the sum of its parts; for humans, it includes race, ethnic origin, color, religion and creed, gender and sexual orientation, age,...

Monday, March 2, 2026

Tax time is upon us, and that means gathering all of your documents needed and getting them in one place to make filing your taxes as easy as possible. We thought it would be helpful to send along this handy checklist to assist with...

Wednesday, February 4, 2026

This February, we're taking a different approach to Black History Month by celebrating the music that shaped our nation's cultural identity.Did you know that the banjo, one of America's most "traditional" instruments, actually came...

Tuesday, January 6, 2026

Are you waiting to invest until you have more funds to work with? Don’t wait! The size of your portfolio 20, 30, or 40 years from now won’t reflect the dollar amount you start with today; rather, it will almost entirely rely on the...

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Thursday, December 4, 2025

As we approach the end of the year, it’s an opportune time to review and optimize your financial and tax strategies. Here are some key considerations: 1. Tax-Advantaged Accounts: Contribute fully to retirement accounts, including any...

Thursday, November 6, 2025

The holidays are a time of year when we’re inspired to perfect every home-cooked meal to try and capture the magic of the season. But trying out a new recipe mid-holiday could be a recipe for disaster if it’s a flop! Whether you’re...

Wednesday, October 1, 2025

The internet makes it possible for many of us to work from home, shop, attend religious services, and stay connected with family and friends. Unfortunately, those conveniences come with risk, and cybercriminals are upping their game....

Wednesday, September 3, 2025

If you have teenagers, you’re likely very in touch with the adage, “One day you’re changing diapers, and the next you’re sending them off to college.” One of the results of that compressed passage of time is the bracing reality that...

Tuesday, August 5, 2025

If you have teenagers, you’re likely very in touch with the adage, “One day you’re changing diapers, and the next you’re sending them off to college.” One of the results of that compressed passage of time is the bracing reality that...

Tuesday, July 8, 2025

The changing weather conditions over the past few years have made extreme weather events more prevalent; they make headlines almost daily. While we certainly hope you never experience a devastating disaster, if you do, it’s best to be...

Wednesday, June 4, 2025

Are you available for a mid-year check-in? We always appreciate this chance to discuss your portfolio, answer any questions, and stay up-to-date with any changes in your life. For instance, if you’ve experienced any updates we haven’t...

Wednesday, April 30, 2025

May is a month to celebrate the older Americans in our country and honor their lives and the accomplishments they still have ahead of them. Older Americans Month was established in 1963 by President John F. Kennedy to bring awareness...

Monday, March 31, 2025

Congratulations on your recent retirement! You’ve devoted a lifetime to accumulating wealth, and now the focus has abruptly shifted to spending it. Naturally, many new retirees aren’t quite sure what that transition (from earner/saver...

Monday, March 3, 2025

Fewer things are more reliable than Tax Day, even if the deadline has shifted around a bit in recent years. This year, it’s April 15th for most taxpayers, and recent legislation changes include substantial increases to standard...

Wednesday, February 12, 2025

Saving money is a bit like eating healthy; you know you should eat your veggies, but it’s hard to resist indulging in something more fun. Like making healthy choices, a tax refund can present the opportunity to splurge. But, more...

Tuesday, January 7, 2025

Martin Luther King, Jr. Day is coming soon, a day to honor and remember the courage, vision, and achievements of one of the greatest Americans. This is a federal holiday, so federal offices (and banks) will be closed. Many schools and...

Monday, December 16, 2024

As a reminder, the 2025 Open Enrollment Period for the Affordable Care Act (ACA) Health Insurance Marketplace is November 1 through January 15, 2025. Anyone looking to enroll, re-enroll, or opt out of private health, vision, and...

Thursday, November 7, 2024

Did you know… with thoughtful, advanced planning, you can extend your legacy of charitable giving beyond your lifetime, creating lasting benefits for the organizations you care about? And if you have a desire to give back to society...

Wednesday, October 2, 2024

With the surge of online services and increased smartphone and tablet usage, password security is critical. The use of passwords remains the primary authentication protocol for online accounts, so keeping your passwords secure is...

Wednesday, September 4, 2024

Most of us take for granted our ability to earn an income and save for retirement. But what if something happens to you and you can no longer work? Not only would your day-to-day expenses start piling up, but your retirement...

Thursday, August 1, 2024

For some households, student loan debt is their biggest monthly expense (after their mortgage). Chances are, these are people who borrowed $100,000 or more to earn an advanced degree, usually in law or medicine. If you or someone you...

Wednesday, July 10, 2024

The changing weather conditions over the past few years have made severe storms more prevalent; they make headlines almost daily. While we certainly hope you never experience a devastating disaster, if you do, it’s best to be...

Thursday, June 6, 2024

If the days are feeling warmer and longer, that's because we're approaching the Summer Solstice, the longest day and shortest night of the year, and known as Midsummer in many cultures. The length of the day changes depending on where...

Thursday, May 2, 2024

Good days and bad days are a fact of life in the market. Sometimes it’s up and we celebrate. But when it dips, we worry…and if it tanks, forget it: the first instinct for most of us is panic, and we wonder if we should just get out of...

Thursday, April 18, 2024

With each season of life, new milestones will impact your budget. However, when you enter your 30s and 40s, these milestones have a much heftier price tag. The sheer costs can be intimidating, whether it's a wedding, a new home, or...

Tuesday, February 20, 2024

This Retirement Readiness newsletter features helpful information about creating a lasting legacy, steps for sustaining/growing your wealth, ways to help prevent identity theft, and a look at how your health can impact your finances....

Thursday, November 16, 2023

As a reminder, the 2024 Open Enrollment Period for the Affordable Care Act (ACA) Health Insurance Marketplace is November 1 through December 15, 2023. Anyone looking to enroll, re-enroll, or opt out of private health, vision...

Wednesday, August 16, 2023

We strive to keep you regularly updated with important market changes and news. Please find this week’s Market View Weekly from Phil Blancato, Advisor Group’s Chief Market Strategist attached below. This commentary...

Saturday, July 15, 2023

Our newsletter this month features nine retirement facts that might surprise you, the differences between retirement perception and retirement reality, an inside look at the different retirement adventures you might choose, and...

Friday, June 2, 2023

Debt Talks DominateStocks were weighed down for much of the week by stumbling debt ceiling negotiations, which appeared to reach an impasse at one point. Technology stocks, which have led the market this year, were under pressure as...

Tuesday, May 2, 2023

Even if you’ve been investing for years, the language of investing can sometimes feel confusing. Getting a better grip on investing terminology (which is often a complex combination of legalese, colloquialisms and slang) can help...

Saturday, April 1, 2023

Educational attainment is a bedrock of the American Dream. We all want our kids to do better than us, and we’ll do anything to help them achieve that! There are dreams, and then there’s reality: college costs have exploded...

Tuesday, February 28, 2023

When you change jobs, it’s critical to remember to create a plan for past employee sponsored retirement accounts. While you have the choice to simply leave it, you also have the option to consolidate past plans which brings all...

Tuesday, January 3, 2023

When you list the people who will benefit from your lifetime of hard work (your beneficiaries), is that group of names the same this year as last? Life can change in the blink of an eye, and it’s important that you have a record...

Thursday, November 10, 2022

It is hard to believe we are in the midst of yet another election cycle. With inflation soaring, economic growth slowing, and extremely choppy markets, midterm elections seem like an afterthought. But on Tuesday, November 8th, 435...

Friday, September 16, 2022

If you’re wondering if estate planning is right for you, it’s important to know it’s not just for the wealthy. Even people with modest assets need a written plan. And right now is a great time to take the next step...

Monday, June 13, 2022

It’s hard to ignore current news about persistent market volatility, and we’re guessing this has resulted in some anxiety about what (if anything) you should be doing. Please be assured that we are actively monitoring the...

Tuesday, May 3, 2022

Thursday, January 20, 2022

Welcome to a new year and the January edition of the newsletter! Wishing everyone a joyous and successful year.  Omicron is here and while the jury is still out on the relative severity of this strain, it does appear to continue...

Wednesday, December 8, 2021

Wednesday, November 17, 2021

There are a lot of questions about President Biden’s Build Back Better plan and potential tax law changes, including an adjustment to capital gains taxes.One of the proposals Congress is considering sets the top rate for taxing...

Tuesday, October 19, 2021

If you are feeling a bit confused about the direction of inflation, you’re in good company. Some of the best and brightest economists in the country are having a tough time getting their arms around the current inflation trends...

Friday, September 17, 2021

The news keeps getting better for Social Security recipients.It's now projected that benefits will increase 6.1% in 2022, up from the 4.7% forecast just two months ago. That would be the most significant increase since 1983.1...

Wednesday, August 18, 2021

There are no two ways around it: childcare is expensive! In many cities, it can cost nearly as much as the mortgage or rent payment, which puts parents in a Catch-22: they have to work to afford childcare, but they need childcare in...

Tuesday, July 20, 2021

When you have a major life event such as getting married, having a child, or buying a home, your financial situation and priorities may change. As your life changes, your financial decisions must stay in line with your goals, values,...

Thursday, June 17, 2021

As the economy continues to recover from the effects of the pandemic over the past year, you may have noticed the term ‘inflation’ coming up in the news. But don’t let it scare you! The fact is, some inflation is...

Friday, May 14, 2021

Saving money is a bit like eating healthy, you know you should eat your veggies but it’s hard to resist indulging in something a bit more fun. Like making healthy choices, a tax refund can present the opportunity to splurge but,...

Saturday, April 17, 2021

The U.S. continues to make progress against COVID-19 with many businesses reopening across the country. Vaccine eligibility has widened or will soon be widened in all 50 states, over 3 million vaccine doses are being administered...

Friday, March 19, 2021

Preparing your taxes can be a real drag. It can feel like tax day looms over your spring! Well, fear not: the IRS has given you another month to file your taxes!The Treasury Department and Internal Revenue Service has announced that...

Friday, February 19, 2021

Each fall the Treasury Department announces inflation adjustments to tax-advantaged retirement accounts and income limits for the following tax year. They recently announced contribution limits and changes for the 2021 tax year.For...

Wednesday, January 20, 2021

We wish you a very happy new year! As we close in on year-end, a common topic of conversation amongst friends and family is what resolutions they vow to make in the new year. One of the top kind of resolutions deal with finances in...

Friday, December 18, 2020

Stocks retreated last week on rising COVID-19 infections and slow progress on an economic relief bill.The Dow Jones Industrial Average dipped 0.57%, while the Standard & Poor’s 500 dropped 0.96%. The Nasdaq Composite index...

Saturday, November 21, 2020

Retirement evokes different dreams for everyone, but for many, travel is part of the image. If travel is part of your retirement vision, before you leave town, it’s important be aware of whether Medicare coverage will...

Thursday, October 29, 2020

FOR IMMEDIATE RELEASE Capitol Financial Solutions Welcomes Daniel F. Haines, Jr., CFP®, AEP® as Financial Advisor Raleigh, NC (October 22, 2020) – Capitol Financial Solutions, a Super-OSJ affiliated with Royal Alliance...

Thursday, October 15, 2020

Despite a shift in focus towards the fast-approaching presidential election, vaccine development remains a source of good news. Moderna – one of the leading COVID-19 vaccine developers – stated that it will not enforce...

Wednesday, September 16, 2020

Hopefully, you and your family have found ways to enjoy the summer, despite the ongoing pandemic. As the calendar turns to September, we’re looking forward to the cooler days! The way the last few months have been can make your...

Thursday, August 13, 2020

There are a few important documents that are imperative to know where they are at all times and ensure they are protected from theft and in case of emergency. Often times, these documents can be difficult to find when needed most, so...